{"id":35353,"date":"2025-05-17T07:31:19","date_gmt":"2025-05-17T00:31:19","guid":{"rendered":"https:\/\/fahum.umsu.ac.id\/info\/?p=35353"},"modified":"2025-05-17T08:04:47","modified_gmt":"2025-05-17T01:04:47","slug":"kur-syariah-pegadaian-2025-pinjaman-mulai-rp1-juta-tanpa-bunga-biaya-ringan-transparan","status":"publish","type":"post","link":"https:\/\/fahum.umsu.ac.id\/info\/kur-syariah-pegadaian-2025-pinjaman-mulai-rp1-juta-tanpa-bunga-biaya-ringan-transparan\/","title":{"rendered":"KUR Syariah Pegadaian 2025: Pinjaman Mulai Rp1 Juta Tanpa Bunga, Biaya Ringan &amp; Transparan"},"content":{"rendered":"<h2 class=\"\" data-start=\"289\" data-end=\"386\"><strong>KUR Syariah Pegadaian 2025: Pinjaman Mulai Rp1 Juta Tanpa Bunga, Biaya Ringan &amp; Transparan<\/strong><\/h2>\n<p class=\"\" data-start=\"388\" data-end=\"642\">Sedang cari pinjaman modal usaha yang halal dan tidak membebani? KUR Syariah Pegadaian 2025 bisa jadi solusi terbaik.<\/p>\n<p class=\"\" data-start=\"388\" data-end=\"642\">Program ini menawarkan pembiayaan mulai dari Rp1 juta dengan skema syariah tanpa bunga (riba) dan biaya yang transparan.<\/p>\n<p class=\"\" data-start=\"644\" data-end=\"838\">Menggunakan sistem mu\u2019nah, KUR Syariah dari Pegadaian menjadi alternatif ideal bagi pelaku usaha mikro dan kecil yang ingin mengembangkan bisnisnya dengan cara yang halal dan terjangkau.<\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des1 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"7381647052\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3 class=\"\" data-start=\"845\" data-end=\"892\">Apa Itu Mu\u2019nah di KUR Pegadaian Syariah?<\/h3>\n<p class=\"\" data-start=\"894\" data-end=\"1113\">Mu\u2019nah adalah biaya pemeliharaan pembiayaan yang menggantikan bunga dalam sistem syariah.<\/p>\n<p class=\"\" data-start=\"894\" data-end=\"1113\">Berbeda dari bunga konvensional yang bisa terus bertambah, mu\u2019nah bersifat tetap, jelas sejak awal, dan lebih ringan.<\/p>\n<p class=\"\" data-start=\"1115\" data-end=\"1137\">Keunggulan Mu\u2019nah:<\/p>\n<ul data-start=\"1138\" data-end=\"1328\">\n<li class=\"\" data-start=\"1138\" data-end=\"1174\">\n<p class=\"\" data-start=\"1140\" data-end=\"1174\">Bebas riba, sesuai prinsip Islam<\/p>\n<\/li>\n<li class=\"\" data-start=\"1175\" data-end=\"1216\">\n<p class=\"\" data-start=\"1177\" data-end=\"1216\">Biaya tetap dan transparan sejak akad<\/p>\n<\/li>\n<li class=\"\" data-start=\"1217\" data-end=\"1275\">\n<p class=\"\" data-start=\"1219\" data-end=\"1275\">Lebih ringan &amp; adil, disesuaikan dengan nilai pinjaman<\/p>\n<\/li>\n<li class=\"\" data-start=\"1276\" data-end=\"1328\">\n<p class=\"\" data-start=\"1278\" data-end=\"1328\">Proses cepat dan mudah di semua outlet Pegadaian<\/p>\n<\/li>\n<\/ul>\n<h3 class=\"\" data-start=\"1335\" data-end=\"1383\">Besaran Mu\u2019nah KUR Syariah Pegadaian 2025<\/h3>\n<p class=\"\" data-start=\"1385\" data-end=\"1459\">Tersedia dua skema pembiayaan yang bisa Anda pilih sesuai kebutuhan usaha:<\/p>\n<h4 class=\"\" data-start=\"1461\" data-end=\"1515\">1. Skema Super Mikro (Rp1 juta \u2013 Rp10 juta)<\/h4>\n<ul data-start=\"1516\" data-end=\"1677\">\n<li class=\"\" data-start=\"1516\" data-end=\"1544\">\n<p class=\"\" data-start=\"1518\" data-end=\"1544\">Mu\u2019nah: 3% per tahun<\/p>\n<\/li>\n<li class=\"\" data-start=\"1545\" data-end=\"1588\">\n<p class=\"\" data-start=\"1547\" data-end=\"1588\">Ideal untuk usaha mikro yang baru mulai<\/p>\n<\/li>\n<li class=\"\" data-start=\"1589\" data-end=\"1677\">\n<p class=\"\" data-start=\"1591\" data-end=\"1677\">Contoh: Pinjam Rp10 juta \u2192 Mu\u2019nah setahun hanya Rp300.000 (sekitar Rp25.000 per bulan)<\/p>\n<\/li>\n<\/ul>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des2 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"3386561724\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h4 class=\"\" data-start=\"1679\" data-end=\"1728\">2. Skema Mikro (Rp10 juta \u2013 Rp50 juta)<\/h4>\n<ul data-start=\"1729\" data-end=\"1821\">\n<li class=\"\" data-start=\"1729\" data-end=\"1768\">\n<p class=\"\" data-start=\"1731\" data-end=\"1768\">Mu\u2019nah: mulai dari 6% per tahun<\/p>\n<\/li>\n<li class=\"\" data-start=\"1769\" data-end=\"1821\">\n<p class=\"\" data-start=\"1771\" data-end=\"1821\">Cocok bagi pelaku usaha yang ingin ekspansi bisnis<\/p>\n<\/li>\n<\/ul>\n<h3 class=\"\" data-start=\"1828\" data-end=\"1869\">Syarat Ajukan KUR Syariah Pegadaian<\/h3>\n<p class=\"\" data-start=\"1871\" data-end=\"1954\">Berikut syarat umum yang harus Anda siapkan untuk mengajukan pinjaman di Pegadaian:<\/p>\n<ul data-start=\"1956\" data-end=\"2105\">\n<li class=\"\" data-start=\"1956\" data-end=\"1989\">\n<p class=\"\" data-start=\"1958\" data-end=\"1989\">Usaha aktif minimal 6 bulan<\/p>\n<\/li>\n<li class=\"\" data-start=\"1990\" data-end=\"2019\">\n<p class=\"\" data-start=\"1992\" data-end=\"2019\">KTP dan Kartu Keluarga (KK)<\/p>\n<\/li>\n<li class=\"\" data-start=\"2020\" data-end=\"2063\">\n<p class=\"\" data-start=\"2022\" data-end=\"2063\">Surat Keterangan Usaha (SKU) atau NIB<\/p>\n<\/li>\n<li class=\"\" data-start=\"2064\" data-end=\"2105\">\n<p class=\"\" data-start=\"2066\" data-end=\"2105\">NPWP (untuk pinjaman di atas Rp50 juta)<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"2107\" data-end=\"2222\">Pengajuan bisa dilakukan di seluruh outlet Pegadaian Syariah terdekat dengan proses yang cepat dan tidak rumit.<\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des3 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"9732478221\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3 class=\"\" data-start=\"2229\" data-end=\"2271\">Kenapa Pilih KUR Syariah Pegadaian?<\/h3>\n<ul data-start=\"2273\" data-end=\"2494\">\n<li class=\"\" data-start=\"2273\" data-end=\"2318\">\n<p class=\"\" data-start=\"2275\" data-end=\"2318\">Tanpa bunga dan tanpa biaya tersembunyi<\/p>\n<\/li>\n<li class=\"\" data-start=\"2319\" data-end=\"2376\">\n<p class=\"\" data-start=\"2321\" data-end=\"2376\">Proses cepat, bisa dilakukan di ratusan outlet nasional<\/p>\n<\/li>\n<li class=\"\" data-start=\"2377\" data-end=\"2437\">\n<p class=\"\" data-start=\"2379\" data-end=\"2437\">Cocok untuk petani, pedagang, nelayan, dan UMKM pemula<\/p>\n<\/li>\n<li class=\"\" data-start=\"2438\" data-end=\"2494\">\n<p class=\"\" data-start=\"2440\" data-end=\"2494\">Pinjaman mulai dari Rp1 juta dengan cicilan ringan<\/p>\n<\/li>\n<\/ul>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des1 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"7381647052\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3 class=\"\" data-start=\"2501\" data-end=\"2531\">Kesimpulan:<\/h3>\n<p class=\"\" data-start=\"2721\" data-end=\"3060\">Jika Anda pelaku usaha mikro atau kecil yang membutuhkan pinjaman modal tanpa riba, maka KUR Syariah Pegadaian 2025 adalah pilihan terbaik.<\/p>\n<p class=\"\" data-start=\"2721\" data-end=\"3060\">Dengan biaya mu\u2019nah yang ringan, tanpa bunga, dan proses yang cepat, program ini cocok untuk mendukung perkembangan UMKM Indonesia secara berkelanjutan dan sesuai prinsip syariah.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>KUR Syariah Pegadaian 2025: Pinjaman Mulai Rp1 Juta Tanpa Bunga, Biaya Ringan &amp; Transparan Sedang cari pinjaman modal usaha yang halal dan tidak membebani? KUR Syariah Pegadaian 2025 bisa jadi solusi terbaik. Program ini menawarkan pembiayaan mulai dari Rp1 juta dengan skema syariah tanpa bunga (riba) dan biaya yang transparan. Menggunakan sistem mu\u2019nah, KUR Syariah [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":35354,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_tocer_settings":[],"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"footnotes":""},"categories":[31],"tags":[8765,8768,8764,8766,8767],"class_list":["post-35353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informasi","tag-cara-ajukan-pinjaman-tanpa-bunga","tag-kur-pegadaian-super-mikro-dan-mikro","tag-kur-syariah-pegadaian-2025","tag-pegadaian-syariah","tag-pinjaman-usaha-mikro-halal"],"_links":{"self":[{"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/posts\/35353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/comments?post=35353"}],"version-history":[{"count":3,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/posts\/35353\/revisions"}],"predecessor-version":[{"id":35418,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/posts\/35353\/revisions\/35418"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/media\/35354"}],"wp:attachment":[{"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/media?parent=35353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/categories?post=35353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/tags?post=35353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}