{"id":40724,"date":"2025-06-15T08:56:12","date_gmt":"2025-06-15T01:56:12","guid":{"rendered":"https:\/\/fahum.umsu.ac.id\/info\/?p=40724"},"modified":"2025-06-15T12:12:49","modified_gmt":"2025-06-15T05:12:49","slug":"modal-usaha-makin-besar-ini-cara-ajukan-kur-bri-rp100-juta-2025-cek-syarat-dan-tabel-angsuran-terbaru","status":"publish","type":"post","link":"https:\/\/fahum.umsu.ac.id\/info\/modal-usaha-makin-besar-ini-cara-ajukan-kur-bri-rp100-juta-2025-cek-syarat-dan-tabel-angsuran-terbaru\/","title":{"rendered":"Modal Usaha Makin Besar! Ini Cara Ajukan KUR BRI Rp100 Juta 2025, Cek Syarat dan Tabel Angsuran Terbaru"},"content":{"rendered":"<h2 data-start=\"351\" data-end=\"457\"><strong>Modal Usaha Makin Besar! Ini Cara Ajukan KUR BRI Rp100 Juta 2025, Cek Syarat dan Tabel Angsuran Terbaru<\/strong><\/h2>\n<p data-start=\"459\" data-end=\"809\">Kredit Usaha Rakyat (KUR) BRI 2025 kembali hadir sebagai solusi pembiayaan murah untuk para pelaku UMKM di Indonesia.<\/p>\n<p data-start=\"459\" data-end=\"809\">Dengan plafon pinjaman mencapai Rp100 juta, tenor fleksibel hingga 5 tahun, dan bunga ringan, KUR BRI menjadi andalan untuk menambah modal usaha, memperluas bisnis, dan memperkuat arus kas tanpa terbebani cicilan tinggi.<\/p>\n<p data-start=\"811\" data-end=\"952\">Menariknya, pengajuan KUR BRI kini bisa dilakukan secara online maupun langsung ke kantor cabang, sehingga pelaku usaha makin dimudahkan.<\/p>\n<p data-start=\"954\" data-end=\"1127\">Berikut ini informasi lengkap mengenai simulasi cicilan KUR BRI Rp100 juta, syarat pengajuan, dokumen yang dibutuhkan, dan prosedur pengajuan baik offline maupun online.<\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des1 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"7381647052\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3 data-start=\"1134\" data-end=\"1186\">Tabel Angsuran KUR BRI 2025 Plafon Rp100 Juta<\/h3>\n<p data-start=\"1188\" data-end=\"1316\">Simulasi cicilan KUR BRI 2025 berikut menggunakan suku bunga tetap dan dapat disesuaikan dengan tenor pinjaman yang dipilih:<\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"1318\" data-end=\"1590\">\n<thead data-start=\"1318\" data-end=\"1356\">\n<tr data-start=\"1318\" data-end=\"1356\">\n<th data-start=\"1318\" data-end=\"1330\" data-col-size=\"sm\">Tenor<\/th>\n<th data-start=\"1330\" data-end=\"1356\" data-col-size=\"sm\">Angsuran per Bulan<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"1396\" data-end=\"1590\">\n<tr data-start=\"1396\" data-end=\"1434\">\n<td data-start=\"1396\" data-end=\"1408\" data-col-size=\"sm\">12 bulan<\/td>\n<td data-col-size=\"sm\" data-start=\"1408\" data-end=\"1434\">Rp8.606.400<\/td>\n<\/tr>\n<tr data-start=\"1435\" data-end=\"1473\">\n<td data-start=\"1435\" data-end=\"1447\" data-col-size=\"sm\">24 bulan<\/td>\n<td data-col-size=\"sm\" data-start=\"1447\" data-end=\"1473\">Rp4.431.700<\/td>\n<\/tr>\n<tr data-start=\"1474\" data-end=\"1512\">\n<td data-start=\"1474\" data-end=\"1486\" data-col-size=\"sm\">36 bulan<\/td>\n<td data-col-size=\"sm\" data-start=\"1486\" data-end=\"1512\">Rp3.041.800<\/td>\n<\/tr>\n<tr data-start=\"1513\" data-end=\"1551\">\n<td data-start=\"1513\" data-end=\"1525\" data-col-size=\"sm\">48 bulan<\/td>\n<td data-col-size=\"sm\" data-start=\"1525\" data-end=\"1551\">Rp2.347.400<\/td>\n<\/tr>\n<tr data-start=\"1552\" data-end=\"1590\">\n<td data-start=\"1552\" data-end=\"1564\" data-col-size=\"sm\">60 bulan<\/td>\n<td data-col-size=\"sm\" data-start=\"1564\" data-end=\"1590\">Rp1.930.700<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p data-start=\"1592\" data-end=\"1663\">Catatan: Semakin panjang tenor, semakin ringan cicilan per bulannya.<\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des2 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"3386561724\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3 data-start=\"1670\" data-end=\"1710\">Syarat Umum Pengajuan KUR BRI 2025<\/h3>\n<p data-start=\"1712\" data-end=\"1778\">Sebelum mengajukan, pastikan Anda telah memenuhi kriteria berikut:<\/p>\n<ul data-start=\"1780\" data-end=\"2105\">\n<li data-start=\"1780\" data-end=\"1810\">\n<p data-start=\"1782\" data-end=\"1810\">Warga Negara Indonesia (WNI)<\/p>\n<\/li>\n<li data-start=\"1811\" data-end=\"1853\">\n<p data-start=\"1813\" data-end=\"1853\">Usia minimal 21 tahun atau sudah menikah<\/p>\n<\/li>\n<li data-start=\"1854\" data-end=\"1921\">\n<p data-start=\"1856\" data-end=\"1921\">Menjalankan usaha mikro\/kecil yang telah berjalan minimal 6 bulan<\/p>\n<\/li>\n<li data-start=\"1922\" data-end=\"2010\">\n<p data-start=\"1924\" data-end=\"2010\">Tidak sedang menerima kredit lain dari perbankan (kecuali KPR, KKB, atau Kartu Kredit)<\/p>\n<\/li>\n<li data-start=\"2011\" data-end=\"2058\">\n<p data-start=\"2013\" data-end=\"2058\">Tidak masuk daftar hitam BI Checking\/SLIK OJK<\/p>\n<\/li>\n<li data-start=\"2059\" data-end=\"2105\">\n<p data-start=\"2061\" data-end=\"2105\">Usaha legal dan memiliki kejelasan aktivitas<\/p>\n<\/li>\n<\/ul>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des3 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"9732478221\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3 data-start=\"2112\" data-end=\"2143\">Dokumen yang Diperlukan<\/h3>\n<p data-start=\"2145\" data-end=\"2195\">Untuk mempercepat proses, siapkan dokumen berikut:<\/p>\n<ul data-start=\"2197\" data-end=\"2444\">\n<li data-start=\"2197\" data-end=\"2235\">\n<p data-start=\"2199\" data-end=\"2235\">KTP (pemohon dan pasangan, jika ada)<\/p>\n<\/li>\n<li data-start=\"2236\" data-end=\"2257\">\n<p data-start=\"2238\" data-end=\"2257\">Kartu Keluarga (KK)<\/p>\n<\/li>\n<li data-start=\"2258\" data-end=\"2317\">\n<p data-start=\"2260\" data-end=\"2317\">Surat Keterangan Usaha (SKU) atau legalitas usaha lainnya<\/p>\n<\/li>\n<li data-start=\"2318\" data-end=\"2356\">\n<p data-start=\"2320\" data-end=\"2356\">Buku tabungan aktif (diutamakan BRI)<\/p>\n<\/li>\n<li data-start=\"2357\" data-end=\"2381\">\n<p data-start=\"2359\" data-end=\"2381\">NPWP (jika diperlukan)<\/p>\n<\/li>\n<li data-start=\"2382\" data-end=\"2444\">\n<p data-start=\"2384\" data-end=\"2444\">Dokumen tambahan seperti sertifikat tanah (jika ada jaminan)<\/p>\n<\/li>\n<\/ul>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des1 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"7381647052\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3 data-start=\"2451\" data-end=\"2493\">Cara Ajukan KUR BRI 2025 Rp100 Juta<\/h3>\n<p data-start=\"2495\" data-end=\"2601\">BRI menyediakan dua metode pengajuan KUR: offline langsung ke bank dan online lewat website resmi.<\/p>\n<h4 data-start=\"2603\" data-end=\"2656\">1. Pengajuan KUR BRI Offline (Kantor Cabang)<\/h4>\n<ul data-start=\"2658\" data-end=\"2889\">\n<li data-start=\"2658\" data-end=\"2695\">\n<p data-start=\"2660\" data-end=\"2695\">Kunjungi kantor cabang BRI terdekat<\/p>\n<\/li>\n<li data-start=\"2696\" data-end=\"2733\">\n<p data-start=\"2698\" data-end=\"2733\">Isi formulir pengajuan pinjaman KUR<\/p>\n<\/li>\n<li data-start=\"2734\" data-end=\"2765\">\n<p data-start=\"2736\" data-end=\"2765\">Serahkan dokumen yang diminta<\/p>\n<\/li>\n<li data-start=\"2766\" data-end=\"2807\">\n<p data-start=\"2768\" data-end=\"2807\">Petugas akan melakukan survei usaha<\/p>\n<\/li>\n<li data-start=\"2808\" data-end=\"2889\">\n<p data-start=\"2810\" data-end=\"2889\">Jika disetujui, dana akan dicairkan ke rekening dan jadwal angsuran disampaikan<\/p>\n<\/li>\n<\/ul>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des2 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"3386561724\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h4 data-start=\"2891\" data-end=\"2932\">2. Pengajuan KUR BRI Online 2025<\/h4>\n<p data-start=\"2934\" data-end=\"2993\">Kini lebih mudah! Ajukan dari rumah dengan langkah berikut:<\/p>\n<ol data-start=\"2995\" data-end=\"3354\">\n<li data-start=\"2995\" data-end=\"3065\">\n<p data-start=\"2998\" data-end=\"3065\">Akses situs resmi: <a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"3017\" data-end=\"3063\">https:\/\/kur.bri.co.id<\/a><\/p>\n<\/li>\n<li data-start=\"3066\" data-end=\"3093\">\n<p data-start=\"3069\" data-end=\"3093\">Klik \u201cAjukan Pinjaman\u201d<\/p>\n<\/li>\n<li data-start=\"3094\" data-end=\"3141\">\n<p data-start=\"3097\" data-end=\"3141\">Daftar akun menggunakan email dan nomor HP<\/p>\n<\/li>\n<li data-start=\"3142\" data-end=\"3184\">\n<p data-start=\"3145\" data-end=\"3184\">Lengkapi data diri dan unggah dokumen<\/p>\n<\/li>\n<li data-start=\"3185\" data-end=\"3234\">\n<p data-start=\"3188\" data-end=\"3234\">Tunggu proses verifikasi dan survei lapangan<\/p>\n<\/li>\n<li data-start=\"3235\" data-end=\"3292\">\n<p data-start=\"3238\" data-end=\"3292\">Cek status pengajuan melalui fitur \u201cLacak Pengajuan\u201d<\/p>\n<\/li>\n<li data-start=\"3293\" data-end=\"3354\">\n<p data-start=\"3296\" data-end=\"3354\">Setelah disetujui, tandatangani dokumen dan dana akan cair<\/p>\n<\/li>\n<\/ol>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des3 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"9732478221\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3 data-start=\"3361\" data-end=\"3391\">Keunggulan KUR BRI 2025<\/h3>\n<ul data-start=\"3393\" data-end=\"3583\">\n<li data-start=\"3393\" data-end=\"3437\">\n<p data-start=\"3395\" data-end=\"3437\">Bunga ringan hanya 6% per tahun (flat)<\/p>\n<\/li>\n<li data-start=\"3438\" data-end=\"3483\">\n<p data-start=\"3440\" data-end=\"3483\">Tanpa agunan tambahan hingga Rp100 juta<\/p>\n<\/li>\n<li data-start=\"3484\" data-end=\"3520\">\n<p data-start=\"3486\" data-end=\"3520\">Tenor panjang, hingga 60 bulan<\/p>\n<\/li>\n<li data-start=\"3521\" data-end=\"3549\">\n<p data-start=\"3523\" data-end=\"3549\">Proses mudah dan cepat<\/p>\n<\/li>\n<li data-start=\"3550\" data-end=\"3583\">\n<p data-start=\"3552\" data-end=\"3583\">Bisa diajukan online 24 jam<\/p>\n<\/li>\n<\/ul>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-0032959964480376\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- 2023des1 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-0032959964480376\" data-ad-slot=\"7381647052\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3 data-start=\"3590\" data-end=\"3664\">Kesimpulan<\/h3>\n<p data-start=\"3666\" data-end=\"3929\">KUR BRI 2025 adalah pilihan tepat bagi UMKM yang ingin memperbesar usaha tanpa terbebani bunga tinggi.<\/p>\n<p data-start=\"3666\" data-end=\"3929\">Dengan proses pengajuan mudah, syarat ringan, dan dukungan penuh dari BRI, pelaku usaha kini bisa lebih mudah mendapatkan modal kerja hingga Rp100 juta.<\/p>\n<p data-start=\"3931\" data-end=\"4072\">Segera ajukan KUR BRI secara online atau datangi kantor cabang terdekat, dan jadikan tahun 2025 momentum untuk memperkuat bisnis Anda!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Modal Usaha Makin Besar! Ini Cara Ajukan KUR BRI Rp100 Juta 2025, Cek Syarat dan Tabel Angsuran Terbaru Kredit Usaha Rakyat (KUR) BRI 2025 kembali hadir sebagai solusi pembiayaan murah untuk para pelaku UMKM di Indonesia. Dengan plafon pinjaman mencapai Rp100 juta, tenor fleksibel hingga 5 tahun, dan bunga ringan, KUR BRI menjadi andalan untuk [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":40727,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_tocer_settings":[],"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"footnotes":""},"categories":[31],"tags":[12001,436,5005,9096,2398],"class_list":["post-40724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informasi","tag-angsuran-kur-bri-per-bulan","tag-cara-mengajukan-kur-bri","tag-kur-bri-bunga-rendah","tag-simulasi-cicilan-kur-bri","tag-syarat-kur-bri"],"_links":{"self":[{"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/posts\/40724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/comments?post=40724"}],"version-history":[{"count":3,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/posts\/40724\/revisions"}],"predecessor-version":[{"id":40900,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/posts\/40724\/revisions\/40900"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/media\/40727"}],"wp:attachment":[{"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/media?parent=40724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/categories?post=40724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fahum.umsu.ac.id\/info\/wp-json\/wp\/v2\/tags?post=40724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}